Buy now pay later service that has proliferated online retail, seen as predatory practice extracting consumer spending from economically struggling demographics.
"It seems like (to me) that in the last two years or so there as been an explosion in online stores offering Aferpay or something equivalent. Usually on 'luxury goods' for the sub 40 demographic like trendy clothes, beauty products, etc. Seems like a blaring alarm on the state of both the economic st"
"I feel like the simplest explanation would be they found out people will impulsively purchase stuff more often if they don't have to pay for the whole thing right away or actually have it hit their credit report"